Does Pet Insurance Cover a Dog Wheelchair?
In December 2012 we spoke with several pet insurance companies, asking this question. Here are the answers we received. If you have had any experience with pet insurance companies and dog wheelchairs (or are affiliated with one of the companies), please let us know and we can add the information to this page.
VPI: Covers the cost of wheelchairs except when pre-existing conditions exist.
Purina Care: Does not cover supportive devices at all.
ASPCA: They have four different policies and each policy is per incident. They cover anywhere between $4500 and $7000 for treatment coverage depending on one of their four policies and pre-existing vs. injury - they do not cover pre-existing conditions on wheelchairs. Splints are fully covered in all situations.
Pet Plan: Covers any accident, injury, or illness and equipment needed for these, as long as they didn't occur prior to coverage.
Embrace: Dog Wheelchairs not currently covered. Some splints and harnesses are, depending on plan purchased by owner. Pet's Best: Waiting for information
24 PetWatch: Equipment is not currently covered.
Trupanion: Has one plan only and it covers carts, prosthetics, and orthotics, with no additional rider needed.
AKC: Coverage depends on veterinary notes and recommendations.